Mandatory Student Health Insurance

Student Health Insurance Requirements

     Domestic Students

If you are a domestic* student enrolled in 9 or more credit hours, select the scenario below that applies to you:

  • All Students are required to have health insurance. You will automatically be enrolled and charged for the SMU Student Health plan unless a waiver is submitted and approved each semester.

Enrollment Option:  Students may elect to enroll in the SMU Student Health Plan.

To ENROLL (you wish to be enrolled in the SMU Student Health Plan): 

  1. Go to My.SMU.edu
  2. Select the Student Health Insurance Tile
  3. Select the Mandatory Health Insurance button on the upper left hand side of the screen (this component will only be available once you are enrolled in classes for the current or upcoming term).
  4. This will take you to the Waive/Elect waiver system.
  5. Once on the waiver system you will be asked to provide:
    • Your date of birth in MMDDYYYY format (i.e. 01011990)
    • Your social security number (if available)
  6. You will click on the ‘Enroll ’ button.
  7. You will be prompted to confirm your selection and agree to the Terms and Conditions by entering your initials.
  8. Once submitted, you will receive an on-screen confirmation advising you of your enrollment.  The premium will be charged to your student account. 
  9. If you want to add dependents to your health coverage, or add dental coverage for the summer semester, you must go to the AHP website https://smu.myahpcare.com/enrollment.

Waiver Option:  Students holding comparable coverage may be eligible to waive enrollment in the SMU Student Health Plan.  The new online waiver request form must be completed each semester by the waiver deadline date. Late submissions will not be accepted.  If you do not submit a waiver or if your waiver submission is not approved, you will be automatically enrolled in the SMU Student Health Plan and the cost of the coverage will be included on your student account.

To WAIVE (you DO NOTwant the SMU Student Health Plan):

  1. Have an electronic copy of your medical ID card ready.
  2. Go to My.SMU.edu
  3. Select the Health Center Tile
  4. Select the Mandatory Health Insurance button on the upper left hand side of the screen (this component will only be available once you are enrolled in classes for the term)
  5. This will take you to the Waive/Elect waiver system.
  6. Once on the waiver system you will be asked to provide:
    • Your date of birth in MMDDYYYY format (i.e. 01011990)
    • Your social security number (if available)
  7. You will click on the ‘WAIVE’ button from the “I Already Have Health Insurance” section.
  8. Complete the waiver form and attach an electronic copy of the front and back of your medical insurance card.
  9. Select the ‘Submit Waiver’ button at the bottom of the waiver form.
  10. You will receive a waiver status email within 5-7 business days.

Once you have successfully submitted your waiver request you will receive an on-screen confirmation and an automated email confirming receipt of your request. Please make sure you receive this submission confirmation email, and print it for your records. Should there be any problems with your waiver, you will need this confirmation email which contains your waiver request ID number. This automated email does not constitute granting of a waiver; a separate email as to whether your waiver request has been approved or denied will be sent from Academic HealthPlans within seven business days. For additional information or assistance, please contact Academic HealthPlans at 855-357-0242.

       If you have any questions, please contact the Insurance Coordinator at the Health Center by emailing studenthealthinsurance@smu.edu.