Overview of SMU Student Health Insurance Plan

Health insurance is required each Fall and Spring term for SMU domestic students who are enrolled in a minimum of 9 credit hours and for SMU international students who are enrolled in a minimum of 1 credit hour.  However, all students and dependents of students are strongly encouraged to Elect coverage in the SMU Student Health Insurance Plan.

After enrolling in classes for a Fall or Spring term, students who are required to have insurance must either Elect or Waive the SMU Student Health Insurance Plan by the deadline posted in the my.SMU Announcements.  Students who do not Elect or Waive by the deadline will be automatically elected and charged for the Student Health Insurance Plan provided through SMU.  After the deadline, the SMU Student Health Insurance Plan can no longer be requested or waived, and no reversal of insurance charges will be approved.  Any student who has waived the SMU Student Health Insurance Plan prior to the deadline will continue to have online access to report changes to their personal insurance coverage after the deadline.  A student may grant access to a parent or relation to view and enter health insurance selections on the student’s behalf.  The chart below summarizes a student’s insurance options, followed by detailed instructions.

Domestic Students
Enrolled in at least 9 Credit Hours 
International Students
Enrolled in at least 1 Credit Hour

Elect or Waive:

Students may elect or waive coverage in the SMU Student Health Insurance Plan online by logging into my.SMU, clicking on the Health Center tile, then clicking on Mandatory Health Insurance in the sidebar. (Although not required, students who are enrolled in at least 1 but less than 9 credit hours are welcome to elect coverage online.)

Elect:

Students may elect coverage in the SMU Student Health Insurance Plan online by logging into my.SMU, clicking on the Health Center tile, then clicking on Mandatory Health Insurance in the sidebar.  In order to ensure that you receive your insurance card, please update your U.S. residence address in my.SMU.

Relations may elect or waive coverage in the SMU Student Health Insurance Plan online on behalf of the student, once the student has granted them Health Insurance access, by logging into my.SMU, clicking on the Health Center tile, then clicking on Mandatory Health Insurance in the sidebar.

Relations may elect coverage in the SMU Student Health Insurance Plan online on behalf of the student, once the student has granted Health Insurance access to them, by logging into my.SMU, clicking on the Health Center tile, then clicking on Mandatory Health Insurance in the sidebar.

 

Waive:

Students may request permission to waive coverage in the SMU Student Health Insurance Plan by contacting the SMU Health Insurance Office.  Students must meet strict criteria to qualify for a waiver.  Online waivers are not available, but a waiver form can be printed from the SMU Health Insurance website (go to   http://www.smu.edu/StudentAffairs/HealthCenter/Insurance/InternationalStudent and click on the INTERNATIONAL WAIVER pdf link).

Auto-Election (automatic election processed by the SMU Health Insurance Office after the Elect/Waive deadline):

Domestic students enrolled in a minimum of 9 credit hours who do not elect or waive coverage by the deadline, and International students enrolled in a minimum of 1 credit hour, who do not elect coverage (or receive special approval to waive) will be automatically elected in and charged for the SMU Student Health Insurance Plan for the current enrollment term.

 

Special Early Auto-Election (automatic renewal processed by the SMU Health Insurance Office for select students):

After Spring class enrollment, students who elected coverage in the SMU Health Insurance Plan for the prior Fall term will automatically be renewed and charged for continued coverage for the Spring term.  This applies to students only; dependents will have to be renewed for Spring by the student.  This only applies to students who elected in the Fall term; it does not apply to students who waived or those who were auto-elected in the Fall by the SMU Health Insurance Office.

 

   

Deadline to Elect, Waive, or Make Selection Changes to Insurance Coverage

  • Students who are required to have insurance must elect or waive coverage for the current term in the SMU Student Health Insurance Plan by the Elect/Waive deadline posted in the my.SMU Announcements, or they will be automatically elected by the SMU Health Insurance Office. There will no longer be a late appeal process after the deadline posted in the my.SMU Announcements.
  • All students who have elected coverage for the current enrollment term in the SMU Student Health Insurance Plan may request a waiver and reversal of charges no later than the deadline posted in the my.SMU Announcements.
  • Spring Terms Only: As a courtesy, students who elect insurance in a Fall term (this does not include students who are auto-elected for Fall by the SMU Health Insurance Office), will automatically be renewed and charged for continued coverage for the upcoming Spring term). These students may request a waiver and reversal of charges no later than the deadline posted in the my.SMU Announcements.
  • All students who have waived coverage for the current enrollment term in the SMU Student Health Insurance Plan who would like to elect coverage in the plan must contact the SMU Health Insurance Office prior to the deadline posted in the my.SMU Announcements.
  • Students who have waived coverage in the SMU Student Health Insurance Plan for the current enrollment term may update their personal insurance or pharmacy information at any time.
  • No waivers will be accepted or reversal of charges made after the deadline posted in the my.SMU Announcements.