Certificate Program in Financial Planning

Instructors

Class Fast Facts

DURATION 10 months, 1 yr or 2 yr
FORMAT Multiple formats available
TUITION $4995, $1150 per term or $675 per class

All courses are taught by instructors with extensive professional experience. All instructors are CFP® practitioners and most also hold an advanced academic degree (MBA, JD, etc.), or other appropriate professional licenses or designations (CPA, CFA, etc.). SMU Instructors use the financial planning topics as outlined by the Certified Financial Planner Board of Standards Inc. as a framework for teaching each course.

The SMU CPFP course curriculum was developed by integrating the CFP Board’s required topic list, traditional textbook curriculum, and well known CFP® Certification Examination review material . The result is a CFP Board-registered Program that combines sound financial planning principles, theory, and strategy with practical skills in development and implementation.

George B. Alden, Jr.

CFP® (Certified Financial Planner), ChFC (Charter Financial Consultant)
B.S., Texas A&M University
M.B.A., University of Wyoming
M.S.F.S., The American College in Bryn Mawr, PA
Send an e-mail

George Alden has been in the financial services industry for 27 years. He is an agent with New York Life Insurance Company, a registered representative of NYLIFE Securities and a financial advisor (as an RIA) with Eagle Strategies Corporation. George provides estate tax planning and investment advising for middle- to high-net worth individuals and to businesses offering employee benefits such as 401(k) plans, non-qualified deferred compensation plans and group health. As a registered representative of NYLIFE Securities, he sells both proprietary and non-proprietary mutual funds and REITs. As an RIA, George charges fees for his personal financial plans and implements the money/asset management with a number of select national money managers.

George is a member of the Financial Planning Association, National Association of Insurance and Financial Advisors and a life and qualifying member of the Million Dollar Round Table. He holds a Texas Insurance Group One License and Series 6, 7, 63, 65 and 22 Securities Licenses. He has served as a consultant/expert witness in the area of suitability for several law firms in Dallas regarding investment lawsuits. His website is www.aldenfinancial.com.

George has taught asset allocation and retirement planning on a local and national basis. He has participated as a panel speaker for national NYL meetings regarding retirement with both qualified and non-qualified plans. He authored a paper that was published in the Financial Planning 2000 textbook.

For recreation, George loves to bird hunt, golf, fly-fishes and has been a referee of high school football for 10 years. He is active in his church and has been married for 31 years.

As part of the SMU CPFP instructor staff since 2003, George Alden has taught SMU CPFP 101 Fundamentals of Financial Planning, SMU CPFP 107 Financial Planning Strategies and Case Studies and, most recently, SMU CPFP 104 Retirement Planning and Employee Benefits.

Joe Chenoweth

CLU (Chartered Life Underwriter), ChFC (Chartered Financial Consultant)
Texas A&M University
Send an e-mail

As Vice-President of the Estate & Financial Planning Division of ARMOR Wealth Management, LLC in Addison, Joe Chenoweth specializes in wealth transfer planning for wealthy families and the owners of closely held businesses. He has earned the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC) and Accredited Estate Planner (AEP) designations. Joe has instructed courses in three professional designation programs and regularly teaches continuing education programs on financial and estate planning topics for CPAs and attorneys. He is a past president of the Dallas Chapter, National Association of Insurance and Financial Advisors as well as the Estate Planning Council of North Texas. He is an active member of the Financial Planning Association of Dallas/Fort Worth. Joe is also regularly listed by Texas Monthly as a 5 Star Wealth Manager in the Business Planning category. He has over 30 years experience helping clients find and implement simple solutions to their often complex business succession, executive compensation and wealth transfer planning problems.

Joe Chenoweth regularly teaches SMU CPFP 102 Insurance and Risk Management.

Jason Danziger

CFP® (Certified Financial Planner)
CPA (Certified Public Accountant)
BSBA in Finance and Accounting, Washington University of St. Louis
MPA in Tax, University of Texas at Austin
Send an e-mail

Jason Danziger is a Wealth Planner with Goldman Sachs, where he provides comprehensive financial planning solutions for ultra-high net worth individuals and their families throughout the Southwest. He began his career in public accounting, working in tax compliance with domestic and international businesses and their owners. He then worked for a regional trust company, where he was responsible for the investment management and financial planning services for a wide variety of clients, ranging from executives, business owners, retirees, and trust beneficiaries. In addition to the CFP® and CPA designations, Jason maintains Series 7 and 66 registrations.

Jason Danziger regularly teaches SMU CPFP 105 Tax Planning.

William E. Dendy

CPA (Certified Public Accountant), CLU (Charter Life Underwriter)
B.S., University of Dallas
M.B.A., Southern Methodist University, Cox School of Business
Send an e-mail

William E. Dendy provides full-service financial planning, investments, risk management and financial education. Bill is president of Elite Financial Management in Dallas, Texas. He spent six years with Smith Barney as a financial consultant prior to joining Prospera, where he was vice president of investments for seven years. Bill teaches investment courses for several continuing education programs in the Dallas-Fort Worth area.

Bill is a member of the Society of Financial Service Professionals (SFSP), The Dallas Association of Underwriters and American Mensa. He hosts the weekly Money Matters series on KLIF Radio and is a contributing author of 21st Century Wealth. Bill resides in Dallas.

He regularly teaches the SMU CPFP course, 103 Investments.

Roy E. Gray

CFP® (Certified Financial Planner)
Kaplan University
Spartan University University of Aeronautics
U.S. Navy
Send an e-mail

Roy Gray is the Director of Financial Planning with Munn & Morris Financial Advisors, Inc. an independent branch of Raymond James. Roy has been assisting clients in the development of financial plans and strategies to help individuals and families achieve their goals since 2001. Roy's practice involves all areas of financial planning, including the development of spending plans, family protection plans, risk tolerance assessment, development and implementation of investment and income plans, tax reduction strategies and wealth transfer strategies. Roy has been recognized as one of America's top financial planners in 2008 by the Consumers Research Council of America and regularly volunteers his expertise to the young men and women of our nations military so that they too may benefit from making intelligent choices with their money.

In addition to the CFP® designation, Roy maintains a Series 7, 63 and 65 registration as well as holding Property & Casualty, Life, Health and Long Term Care insurances licenses in many states. Roy is a member of the Financial Planning Association, Dallas Estate Planning Council and the Collaborative Law Institute of Texas.

Roy Gray teaches SMU CPFP 102 Insurance and Risk Management.

Diana Jenkins

CFP® (Certified Financial Planner), CPA (Certified Public Accountant)
B.S., Southwest Missouri State University
Send an e-mail

Diana Jenkins provides effective solutions to clients’ financial planning needs, no matter how complex. During her 25 years of experience, Diana has worked with two of the country’s largest independent financial planning firms, as well as Ernst and Young, LLP. Diana has managed an independent registered investment advisor and worked with all levels of clients, from those with basic planning needs to those with complex, specialized business and tax planning needs. Diana is now part of the First Horizon’s Wealth Management Team in Dallas. She was named one of the “Best of Financial Planners in Dallas” in 2002 and again in 2004 in D Magazine. She has volunteered in the past at the SPCA and likes to care for abandoned animals.

Diana Jenkins regularly teaches SMU CPFP 105 Tax Planning.

Earl Jefferson

CFP® (Certified Financial Planner)
B.S. in Economics, University of Houston
B.S. in Psychology, University of Houston
Send an e-mail

Prior to starting LegacyTexas Wealth Advisors, Earl Jefferson served as senior officer with an international Private Banking & Wealth Management Group. There he helped to establish and managed a NorthTexas wealth advisory practice and

With recognition as one of the nation's Top Financial Planners by Consumer's Research Council of America, Earl has advised a number of families and institutions in focused areas such as investment management, retirement planning, estate planning and family wealth preservation.

In addition to carrying the Certified Financial Planner™ designation, he also carries Series 7, 24, 66 and General Lines Life Insurance licenses. He is also committed to ongoing, continued education required by regulatory agencies and the Certified

Carl J. Kunhardt

CFP® (Certified Financial Planner)
CIMA® (Certified Investment Management Analyst )
M.S., Troy State University
B.S.,
Send an e-mail

Carl’s experience as a career officer in the United States Marine Corps has contributed to his discipline and thoroughness in providing high net worth clients with strategic solutions for their wealth management needs. He has worked with Quest’s largest net worth clients to provide solid financial investment advice designed to help them achieve their financial objectives.

Carl is an avid reader of professional journals and investment, technology and business development publications, which helps him stay abreast of trends and important news that impact his clients. He completed post-graduate certificate studies at the University of North Texas, the Naval Postgraduate School, the Marine Corps Command and Staff College, and the Wharton School, University of Pennsylvania.

A shareholder at Quest, he is a Registered Principal with Raymond James Financial Services, holding Series 7, 24, 31, 63 and 65 Licenses. Additionally, he is General Lines Insurance licensed for Life, Accident and Health and is a Registered Investment Advisor Agent with Quest.

Norman A. Lofgren

A.B., University of Missouri
J.D., Oklahoma City University
LL.M., Taxation, Southern Methodist University
Case Oklahoma City University Law Review, 1976-77
Send an e-mail

State Bar of Texas–admitted 1978; District of Columbia (inactive); Dallas Bar Association (past chair of Probate, Trust & Estate Section); U.S. Tax Court; U.S. District Court, Northern District of Texas; U.S. Court of Federal Claims; U.S. Court of Appeals, Fifth and Eleventh Circuits; Pilot, U.S. Navy, 1969-75 (active duty) 1975-94 (reserve), retired rank of Captain.

Norm Lofgren, began his law practice as a trial attorney for the IRS Office of Chief Counsel where he litigated a wide range of tax cases on behalf of the government, evaluated criminal tax cases and chaired a group responsible for identifying abusive tax shelters. Subsequently, he served as tax and international tax counsel for a major international energy company. He entered the private practice of law in 1988 where his practice has mainly focused on representing and advising high net worth and entrepreneurial clients on tax, estate, business and asset protection matters. He has also litigated a number of cases against the Internal Revenue Service, including a test case involving the estate and gift tax aspects of family limited partnerships.

Mr. Lofgren is a member of Gray, Reed & McGraw, where he is co-chair of its Trusts & Estate Section. 

He regularly teaches SMU CPFP 106 Estate Planning.

Greg McMurdie

CFP® (Certified Financial Planner), ChFC (Chartered Financial Consultant), CEBS (Certified Employee Benefit Specialist), RPA (Retirement Plans Associate)
B.S., Management, Brigham Young University
Send an e-mail

Greg McMurdie has spent the past 30 years building his business, his dreams and those of his clients. Greg is a member of the Garland Chamber of Commerce and is a qualifying lifetime member of the Million Dollar Round Table. In 2002, he was selected by his peers and named by D Magazine as one of Dallas’s best financial planners.

Greg put into practice the principles he teaches to clients in his own life, raising eight children with his wife of 33 years, putting each of them through college and still successfully working toward retirement. He is an active member of his church, has coached Little League for 12 years and enjoys golf.

Greg McMurdie regularly teaches SMU CPFP 104 Retirement Planning and Employee Benefits.

Paul Pomeroy

CFP® (Certified Financial Planner)
CMA (Certified Management Accountant)
M.B.A., Michigan State University
B.A. Albion College
Send an e-mail

Paul Pomeroy is a Registered Principal with LPL Financial. He helps businesses create and administer customized retirement plan solutions, focusing on plan design, investments and education. Paul also works with individuals in the development and implementation of financial plans and investment strategies.

Prior to joining LPL, Paul spent over 20 years in corporate finance, strategy and planning with Kraft Foods, Frito-Lay, Inc. and Union Pacific Railroad Company. He is a member of the Financial Planning Association, and holds the Series 6, 7, 63, 65 and 24 Securities registrations, and The Texas Insurance Group One License.

Paul teaches a Personal Finance class at The Salvation Army Adult Rehabilitation Center, and is on the Board of the local chapter of the MSU Alumni Association. He is a Past Board Member of the WEB Employee Benefits Association and Crossroads Church Entrepreneur’s Connection.

He teaches CPFP 104 Retirement Planning and Employee Benefits.

Clark D. Randall

CFP® (Certified Financial Planner), CLU (Chartered Life Underwriter), AEP (Accredited Estate Planner)
B.B.A., Finance, Texas A&M University
Send an e-mail

Clark D. Randall, CFP®,  is the founder and owner of Financial Enlightenment, a financial planning firm offering fee-based services.

He graduated from Texas A&M University in 1985 with a bachelor’s degree in finance.

Clark currently holds FINRA Series 6, 7, 63 and 65 licenses.

He also earned the designations of Certified Financial Planner™ (CFP®), Chartered Retirement Planning  Counselor  (CRPC®), Chartered Life Underwriter  (CLU) and Accredited Estate Planner (AEP).

Clark works closely with clients as their “Personal CFO” through his comprehensive fee-based financial planning approach.

The creative design strategies he offers have provided his clients stability and reassurance to help ensure that their plan is on track and in alignment with their goals.  

Clark is involved with many professional activities, having served on the Advisory Board of the Journal of Financial Planning and the Dallas Fort Worth Financial Planning Association Board of Directors. He currently teaches financial planning at Southern Methodist University.

Lisa Rapfogel-Ostroff

CFP® (Certified Financial Planner)
B.S., Finance, University of Texas at Austin
CLTC, (Certified in Long Term Care)
Southern Methodist University Certificate in Financial Planning Program
Send an e-mail

Lisa has 16 years of experience in the financial services industry. She is an advisor with Allegiant Wealth Management/MassMutual. She has tailored her practice to the needs of business owners, attorneys, physicians, executives, and professional athletes.

Lisa was born and raised in Fort Worth, Texas. She moved to Dallas 11 years ago to expand her practice and holds a Texas Insurance Group One License and Series 6, 7, and 63 Securities Licenses. She is also a member of the Financial Planning Association.

Lisa and her husband Dave live in North Dallas. When not working, she spends time with her new baby, spoiling her English Setter, Zeke, and volunteers at the

Lisa teaches SMU CPFP 102 Insurance and Risk Management.

Tom Ricks, Program Director

CFP® (Certified Financial Planner)
B.A., Southern Methodist University
Send an e-mail

Tom Ricks is President of ETEXfinancial, Inc. a Texas Registered Investment Adviser. Tom has more than thirty five years of experience providing clients with comprehensive wealth management strategies designed to provide the most tax-efficient acquisition, use and distribution of assets. Specializing in assisting medical professionals, business owners and mid to high net worth clients, Tom’s practice involves every facet of comprehensive financial planning, including needs assessment, goal identification, risk tolerance analysis, development and implementation of investment strategies focused on wealth accumulation, current tax management and asset protection strategies. Tom has been recognized as one of the “Best Financial Planners” in Dallas by D Magazine.

Tom is a General Lines Agent–TX Group 1, Texas Registered Life Settlement Broker. His registrations include Series 7, 63 and 65. He is a member of the Financial Planning Association, Dallas Estate Planning Council.

Tom Ricks regularly teaches SMU CPFP 102 Insurance and Risk Management and SMU CPFP 107 Financial Planning Strategies and Case Studies.

Sol S. Reifer

B.A., with Honors, University of Texas at Austin
J.D., Southwestern University School of Law, Los Angeles, California
LL.M., Estate Planning - Taxation, University of Miami
Send an e-mail

Sol is a partner in the Trusts and Estates Department of a North Dallas law firm. He has received the designation as an Accredited Estate Planner from the National Association of Estate Planners, 1995 and was listed in "Who's Who in American Law," 1994, as well as being nominated for "Outstanding Young Men in America," 1980, 1984.

Sol has been an Adjunct professor at the University of Dallas, Graduate School of Business Administration, the University of North Texas, and Southeastern Paralegal Institute. He has been invited to speak as a continuing education instructor for various life insurance companies and stock brokerage companies.

Sol Reifer teaches SMU CPFP 106 Estate Planning.

John Round

B.B.A., University of Florida
J.D., St. Mary's University
LL.M., Taxation, University of Florida
Senior St. Mary's Law Journal
Send an e-mail

John Round has 28 years of experience advising clients on all phases of estate planning probate and trust law. His practice involves the preparation of wills and trusts, marital deduction trusts, life insurance trusts, minor's trusts, charitable trusts, private foundations, tax exempt entities, gift planning, marital property agreements, and estate and business planning for closely-held businesses including Family Limited Partnerships. He is also active in estate, trust and fiduciary administration practices including: probate and trust litigation, litigation practice involving fiduciary duties and responsibilities, probate and trust administration, gift tax return preparation, estate and inheritance tax return preparation, and gift and estate tax audit and litigation.

Mr. Round currently serves as chair of Strasburger's Taxes, Estate Planning & Employee Benefits Practice and regularly teaches SMU CPFP 106 Estate Planning.

Loreine Smith

CFP® (Certified Financial Planner), CPA (Certified Public Accountant)
B.B.A., Accounting, University of Texas at Arlington
Send an e-mail

Loreine is the founder and principal of Life Plan Strategies, LLC, and specializes in financial planning, tax services, business consulting, and cooperative and collaborative litigation support. With varied experience through 18 years in public accounting, she has achieved the Accredited Asset Management designation from the College of Financial Planning. Loreine has served on numerous non- profit boards, helped co-found Dallas CPA Study Group and Women Connecting Women. She is a member of numerous professional organizations and practice groups including the Financial Planning Association and The Collaborative Solutions Group.

Loreine Smith regularly teaches SMU CPFP 105 Tax Planning.

Kristi Tafalla

ChFC® (Charter Financial Consultant), CFP® (Certified Financial Planner)
J.D., Louisiana State University
M.S. in Accounting with a Tax Specialty, The University of New Orleans
Send an e-mail

Ms. Tafalla is a Personal Financial Planner specializing in Personal Income Tax and Estate Planning. In addition to several years of teaching experience, she holds undergraduate degrees in Civil Law and Business Administration.

A former Director of Product Development, Advanced Designations for BISYS Education Services, Ms. Tafalla is a contributor to Personal Financial Planning: Theory and Practice, 1st, 2nd and 3rd editions, as well as the BISYS Review for the CFP® Certification Examination: Volumes I-III, 5th through 8th editions. Ms. Tafalla is a member of the American Bar Association.

Kristi Tafalla regularly teaches SMU CPFP 105 Tax Planning and and the Kaplan Schweser Review Course for the CFP® Certification Examination.

Holly Watkins

CFP® (Certified Financial Planner) and CPA (Certified Public Account)
M.A., Accounting, Concentration in Tax, University of North Texas
Send an e-mail

Holly Watkins has been in public accounting for 9 years specializing in tax services. She provides tax services and related accounting services for a variety of clients, including individuals and businesses. After working for “the other guy” for many years, Holly started her own practice the name under Holly E Watkins, PLLC. Holly is a member of the Texas Society of CPAs and the American Institute of Public Accounting. She maintains a CPA license as well as the CFP® designation.

Holly earned an undergraduate degree from Austin College majoring in French and business administration. She continued school at the University of North Texas receiving a Specialist in Aging certification. Finally, she went through Southern Methodist University’s Certificate Program in Financial Planning. She has pulled the education together to help clients plan for their financial needs.

Vickie Wise

CFP® (Certified Financial Planner)
B.S.B.A., Financial Management, University of Arkansas
Send an e-mail

Vickie Wise has spent 20 years in progressively responsible roles within the financial services industry. In her current role as Vice President of BOSC, Inc.*, a position she has held for ten years, she works with both the high net worth clients of The Private Bank, as well as many of the institutional clients, of Bank of Texas, helping to manage and invest their funds and providing comprehensive wealth management strategies, utilizing the expertise of estate planning and tax planning professionals.

Previously, Ms. Wise spent two years working for Morgan Keegan, a premier regional investment firm. Prior to joining Morgan Keegan, she spent 8-1/2 years working for Llama Company, the investment banking firm wholly owned by the Sam Walton family. Her tenure at Llama Company included 4-1/2 years as an investment banker in the Municipal Finance Division, working with public entities to issue debt and/or raise funds for capital expenditures, before transferring to the Sales Division of the company for another four years.

Vickie is a Certified Financial Planner® and holds a Bachelors of Science in Business Administration (BSBA) in Financial Management from the University of Arkansas. She also holds the Texas Life, Health & Accident License as well as the Property & Casualty License, in addition to the Series 7, 63 and 65 Securities Licenses.

* BOSC, Inc., is a full service broker dealer firm, investment affiliate of Bank of Texas and wholly-owned subsidiary of BOK Financial.

Vickie Wise teaches SMU CPFP 101 Fundamentals of Financial Planning.

E. W. "Woody" Young

CFP® (Certified Financial Planner)
B.A., Political Science, University of Oklahoma
Send an e-mail

E. W. “Woody” Young, is the co-founder and President of Quest Capital Management, Inc. Woody is a nationally recognized professional in comprehensive financial planning for professionals, business owners, corporate executives, and high income/high net worth individuals with over twenty years of planning experience.

Worth magazine has named Woody one of America’s “Best Financial Advisers” four years running, and Medical Economics magazine has named him to their list of “150 Best Financial Advisers for Doctors.”

In 2003, the Dallas/Fort Worth Financial Planning Association presented Woody with an “Honors Award” for a lifetime of dedication to Financial Planning. He is featured in the book, Wealth Management Teams: The Smart Investor’s Guide to Evaluating and Selecting a Competent Team of Financial Professionals.

Woody Young teaches SMU CPFP 107 Financial Planning Strategies and Case Studies.

Get Started!

  • Choose a starting date. Students may join the SMU Program in April or September on the main campus in Dallas, or in January at SMU-in-Plano.
  • Choose a track. Students may elect to take one course per quarter, on the Traditional Path, or take 2 courses per quarter on the Pacesetter Path (at a discounted rate). Students in the SMU CPFP in Plano program move through the program one course at at time, at an accelerated pace; each of the seven courses in the program are taught in 6-week modules. For an overview of the course paths, click here.
  • Enroll in an Information Session. Offered throughout the year, these 1-hour sessions are packed with information about the SMU Program and the CFP® certification process. Register now.
  • Meet program instructors, view prerequisites and course fees.
  • Complete the program application. Click here to complete the SMU program application process.
  • Register for class. After the application has been approved, students may enroll online, by phone, or by fax. Traditional Path and Plano students begin the program with course 101; Pacesetter Path students begin with courses 101 and 103.

Learn more about discounts for SMU students for the Kaplan Financial live and online review courses.

Certified Financial Planner Board of Standards Inc. owns the marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP (with flame logo)®, which it awards to individuals who successfully complete initial and ongoing certification requirements.

SMU does not certify individuals to use the CFP®, CERTIFIED FINANCIAL PLANNER® and CFP (with flame logo). CFP certification is granted solely by Certified Financial Planner Board of Standards Inc. to individuals who, in addition to completing an educational requirement such as this CFP Board-Registered Program, have met ethics, experience and examination requirements.

Email your comments or suggestions to the webmaster. Questions? Call 214-SMU-CPFP.