The Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA) provides certain former employees, spouses/domestic partners, and dependent children the right to temporarily continue Medical, Dental, and Vision coverage at group rates. This coverage is only available when coverage is lost due to certain specific events:
- Termination of employment (for reasons other than gross misconduct)
- Reduction of hours worked resulting in loss of eligibility for benefits
- Divorce, annullment, or legal separation
- A covered child ceases to be an eligible dependent
If coverage is lost due to one of these events, Health Care Services will send you a COBRA election packet. Completed enrollment forms and premiums must be forwarded directly to Health Care Services.
COBRA participants must pay substantial premiums to continue coverage. You may be able to find more affordable coverage through websites such as www.ehealthinsurance.com.