As a student on an SMU Abroad program, you will be enrolled with HTH Worldwide Health Insurance. When you receive an email from HTH, it is your responsibility to accept the insurance. Then you will receive an email with your insurance card. Print it out and take it with you abroad!!! The phone number for HTH Customer Service is 866-281-1668.
In addition to HTH, some programs also have their own coverage. Below is a list of "SMU-in" programs that will include additional health insurance plans:
For Kwansei Gakuin University, Japan Exchange students: There is financial assistance for medical care available for you through the Association of International Education, Japan. Up to 80% of personal expense for medical care is reimbursable for diagnosis and treatment of covered illness. Additional HTH insurance coverage may be necessary. You will learn more about this from your SMU Abroad Advisor.
For SMU-in-Australia students: All international students (except those from Norway and Sweden) are required to purchase Overseas Student Health Cover (OSHC) with Medibank Private. You will learn more about this from your education abroad adviser.
For SMU-in-Copenhagen students: You will have comprehensive health and accident insurance coverage, including doctors' visits, hospitalization and prescriptions. You will be assigned an English-speaking family doctor near your housing. For more information on this coverage, including liability insurance, check the DIS website.
For SMU-in-Spain students: You will have health insurance through the Ortega Foundation for the entire period of participation in the program. Doctors' visits, hospitalization, including medicine during a hospital stay, and prescriptions are covered. This insurance does not cover pre-existing illnesses or dental care.
For more specific information, please check your program's website and discuss this with your SMU Abroad Advisor.