University of Virginia
Applied Microeconomist Nathaniel Pattison received his PhD in Economics from the University of
Virginia. Nathaniel's primary research fields are in Household Finance and Public Economics. His research
focuses on the trade-offs of consumer credit market regulations, debtor protections, and social insurance. He is
especially interested in bankruptcy and informal default, and how borrowing and default interact with the social
safety net to allow individuals to better withstand shocks such as unemployment or illness. His research seeks to
inform the design of consumer credit market interventions in the presence of market failures.
applied microeconomics, household finance, public economics