SMU provides a comprehensive array of other insurance plans designed to meet the individual needs of SMU employees and their eligible family members. This includes the accidental death and dismemberment plan, coverage for business travel, life insurance, long-term care, and the long-term disability plan.
Accidental Death and Dismemberment Plan
This section provides information on how participants can purchase SMU's Accidental Death and Dismemberment (AD&D) Insurance. Administered by Reliance Standard, the cost of AD&D insurance is paid through payroll deductions on an pre-tax basis. The benefit amount the participants receive varies according to the amount of coverage elected and the type of loss incurred.
Business Travel Insurance
This section provides information on SMU's Business Travel Accident Insurance for all full-time staff and faculty who are under age 75 and travel worldwide on business for the University. This benefit is provided at no cost to eligible staff and faculty. For additional information on this benefit contact SMU's Office of Risk Management.
Basic Group Life Insurance
This section provides information on SMU's Basic Group Life Insurance. All regular full-time and part-time faculty and staff are eligible for coverage effective on the first day of active employment. This benefit is paid in full by SMU.
Supplemental Life Insurance
This section provides information on SMU's Supplemental Life Insurance. Employees can purchase Supplemental Life Insurance for themselves, their spouse or domestic partner, and eligible dependent children. Premiums are deducted from the participant's paycheck on a pre-tax basis.
This section provides information on SMU's Long-Term Care Insurance, administered by CNA. Long-Term Care provides coverage for home-health care, nursing home care, etc. Premiums are deducted from the participant's paycheck on an after-tax basis.
This section provides information on SMU's Long Term Disability Plan. This benefit are available to all full-time faculty and staff after 3 months of employment, and the cost is paid entirely by SMU.